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Financial institutions manage enormous volumes of transactions, regulatory obligations, and customer data across core banking systems, market data feeds, and compliance databases. The real challenge is not data availability — it is the speed and accuracy required to act on it. Delayed risk alerts, manual loan reviews, and labor-intensive compliance reports create operational drag and expose the institution to unnecessary risk. Wayak connects your banking data sources, applies business logic through a semantic layer, and deploys agents that analyze, monitor, and report across your financial operations. Your teams get real-time insights instead of end-of-day summaries, and playbooks automate the repetitive workflows that traditionally require dedicated analysts.

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Use cases

Loan application processing

Streamline the intake and evaluation of loan applications by combining applicant data with document review and automated routing decisions.

Portfolio risk monitoring

Track portfolio-level risk metrics daily using live market data, flag breaches against risk limits, and deliver alerts to portfolio managers.

Regulatory reporting

Compile and format regulatory submissions automatically from transaction data and compliance documentation on a recurring schedule.

Transaction anomaly detection

Detect statistically unusual transactions in real time using outlier analysis and route flagged items for immediate review.

Customer credit scoring

Score new and existing customers using a composite credit model that blends internal CRM history with bureau data.

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Platform capabilities used

CapabilityHow it’s used
Data sourcesCore banking system (accounts, transactions, balances), loan origination system (applications, decisions, documents), market data API (prices, rates, indices), CRM (customer profiles, interaction history), credit bureau API (scores, trade lines)
Knowledge spacesRegulatory guidelines (Basel III, Dodd-Frank), internal credit policies, loan underwriting manuals, compliance checklists
Semantic layerObjects for accounts, loans, portfolios, and customers. Metrics for VaR, Sharpe ratio, default probability, and approval rate. Dimensions for product type, risk rating, branch, and regulatory category
AgentsLoan Intake Analyst for application review and routing. Risk Monitor for portfolio surveillance and alerting
PlaybooksScheduled daily risk snapshots, event-triggered loan routing, weekly regulatory report generation, real-time anomaly detection alerts